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	<title>Mortgage Rates - Compare Home Loan Rates</title>
	<link>http://www.mortgagerates.org</link>
	<description>Shop for low interest rate mortgages, ARMs, refinancing, and reverse mortgages.</description>
	<lastBuildDate>Mon, 14 Jul 2008 11:20:11 +0000</lastBuildDate>
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	<item>
		<title>Advantage Of Low Mortgage Rates For Refinancing Your Home</title>
		<description>•	Getting a fixed rate mortgage loan when refinancing is what most home owners do to take advantage of the low interest rates. When interest rates increase, home owners opt for adjustable mortgage rate since it normally has a lower rate.

It is hard to tell when mortgage rates will rise or ...</description>
		<link>http://www.mortgagerates.org/advantage-of-low-mortgage-rates-for-refinancing-your-home/</link>
			</item>
	<item>
		<title>Refinancing With Wholesale Mortgage Rate</title>
		<description>Some people may not know about refinancing their home using wholesale mortgage interest rate. For people who are not keen on checking their interest rates, they could be paying high unnecessary mark-ups that burden them. Unfortunately enough, these same people would not question their mortgage that is high on interest ...</description>
		<link>http://www.mortgagerates.org/refinancing-with-wholesale-mortgage-rate/</link>
			</item>
	<item>
		<title>Online Mortgage Refinancing: Tips To Avoid Overpayment</title>
		<description>If online mortgage refinancing is your best option to look for possible home refinancing plans, then you’ve made a good decision. There are many reputable mortgage lenders online that offer good deals to home owners who are seeking to improve their mortgage rates.

However, when there is a good online mortgage ...</description>
		<link>http://www.mortgagerates.org/online-mortgage-refinancing-tips-to-avoid-overpayment/</link>
			</item>
	<item>
		<title>How To Avoid Certificate Of Deposit Penalties</title>
		<description>Certificate of deposit penalties occur due to premature withdrawal of funds. If you invest your money in a bank for a certain term on a specific interest, your money is locked in to that term and can only be taken out after maturity.

Prior to maturity, you money is being used ...</description>
		<link>http://www.mortgagerates.org/how-to-avoid-certificate-of-deposit-penalties/</link>
			</item>
	<item>
		<title>Why the Treasury Index Matters?</title>
		<description>A performance index based from the U.S. Treasury's daily yield curve. This is an all-important index that is used as the basis for rates such as adjustable mortgages, and rate of return taken from banks. In this regard, the treasury index is regarded as the pulse of the capital markets. ...</description>
		<link>http://www.mortgagerates.org/why-the-treasury-index-matters/</link>
			</item>
	<item>
		<title>What are Variable Rate Demand Notes?</title>
		<description>A debt instrument which can be payable to the creditor on demand. This note can accrue interest relative to the prevailing market rate. Therefore, the interest rate of the variable rate demand note changes over time. Once the creditor requests for repayment, the amount is expected to be paid in ...</description>
		<link>http://www.mortgagerates.org/what-are-variable-rate-demand-notes/</link>
			</item>
	<item>
		<title>What is Subprime Credit Meltdown?</title>
		<description>A type of mortgage given to individuals who have less-than-excellent credit rating. Individuals who apply for subprime mortgages are viewed as having a larger risk of defaulting the loan. Thus they are given higher interest rates compared to conventional mortgages in order to compensate the risk based on their credit ...</description>
		<link>http://www.mortgagerates.org/what-is-subprime-credit-meltdown/</link>
			</item>
	<item>
		<title>Getting a Low Interest Rate Loan</title>
		<description>Getting a loan is pretty easy and convenient. Even with the economy is dwindling the credit market will always find ways to function. However, that idea may be wrongly read by borrowers without proper knowledge on how mortgage rates work. The truth is, it takes a lot more work to ...</description>
		<link>http://www.mortgagerates.org/getting-a-low-interest-rate-loan/</link>
			</item>
	<item>
		<title>Low Interest Mortgage Rates</title>
		<description>Hunting through different mortgage lenders is easier said than done.  After all, finding a set of lenders that will give you attractive mortgage rates is just half the work.  Choosing the right mortgage loan based on your situation could be the difference between having a secure financial future ...</description>
		<link>http://www.mortgagerates.org/low-interest-mortgage-rates/</link>
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